Explore mortgage options with Freestone Mortgage
Your premier mortgage lender located in Oregon City, Oregon. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Unlock Quick Cash Without Refinancing Your First Mortgage
Looking for quick cash without compromising your low-rate first mortgage? Freestone Mortgage offers a different kind of HELOC that only takes 5 days to fund with minimal underwriting and only a soft credit pull. To apply for this loan, fill out the form below, send us a picture of your ID, and your proof of income. If approved, you will have your line of credit as soon as 5 days!
A Home Equity Line of Credit (HELOC) is a smart and efficient way to tap into your home's equity. Whether you need funds to consolidate debt, pay off student loans, purchase a new vehicle, or renovate your home, this HELOC provides fast, flexible financing tailored to your needs.
Why Choose Our HELOC?
✅ Keep Your Low-Rate First Mortgage
- No refinancing required—maintain your existing favorable mortgage terms.
✅ Quick Access to Cash
- Ideal for home improvements, debt consolidation, educational expenses, or significant investments.
✅ Competitive Rates & Flexible Terms
- Only pay for the funds you actually use.
- Enjoy terms of 15, 20, or 30 years to suit your financial goals.
✅ Fast & Streamlined Application
- Apply online in just 5 minutes.
- Get a quick approval or denial—no lengthy waits.
✅ Efficient Digital Closing Process
- No appraisal required.
- No full credit check
- Close your loan in as little as 5 days—skip the traditional 20-30 day wait.
Maximum Convenience, Minimum Hassle
- Borrow up to $400,000 quickly and easily.
- Interest-only payments for 5 years.
Take Control of Your Financial Future Today!
Don’t wait weeks for traditional HELOCs or personal loans. Save time and money by choosing our fast, reliable HELOC option.
Ready to Get Started?
Click below to apply now and unlock your home's potential quickly and effortlessly.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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I can't say enough good things about Riley! He always goes above and beyond for my clients, and it's clear he truly has their best interests in mind. He's consistently... read more
JJ Spitler
Freestone Mortgage was knowledgeable about the process of legal ownership of property. They pointed us in the right direction for an estate planner. Thank you Freestone!!! Will work with them... read more
Mallea Anderson
Riley Anderson is the utmost in professionalism. He is kind, understanding and thorough in his work and communication skills. I will obviously be using Riley for future transactions. ... read more
corkygirl615
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Working with Riley was an absolute privilege. From our very first interaction, it was clear that Riley brings not only a deep understanding of his craft but also a level... read more
Haylee
I referred my clients to Riley because I knew the service would be top notch. The lending side of a real estate transactions can be one of the most confusing... read more
Ben Richardson
Riley has worked with a number of our clients and has been professional, communicative and a great lending partner. He is also forward thinking when there was a bump... read more
Gile Group
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Riley was incredible during our house buying process. We were worried about monthly mortgage payments, and he creatively worked with us to figure out a monthly payment that would work... read more
Chantelle Widerburg
Riley was a joy to work with. He’s professional, well spoken, knowledgeable, and went above and beyond to help us get a better rate.
Kierra Baretich
Riley was great to work with. He was always prompt to answer all of our questions and helped us close early. He acts with great professionalism, and always made sure... read more
joshua kutcher
